Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". If these are your only two cards, your credit utilization ratio is 33.33%. Step 4: Analyze Your Top Picks. Transfer your balances to the card with the best offer or your new card. The phone is awake whenever the screen is turned on, even it's locked. 0 We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Simply allow 24 hours for travel and transactions to appear. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. If you receive a check, you need to send it to your old cards issuer on your own. PTV does not have any access to any information within the Google Wallet app. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Mobile myki will now be reactivated on your phone, with your account details the same as before. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. endobj Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. I have had a myki card virtually since the start date. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Can someone explain why this isn't possible? 0000010193 00000 n You may want to hire a professional before making any decision. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> xen0. If you have Mobile myki you can set Auto Load via the Google Pay app. Any other travel benefit such as free weekend travel isn't available at this time. They actually can transfer your funds really easily but you need to get a case created. From the pop-up options, select 'Deactivate'. Nor does your card expire after 90 days of not getting used. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. 0000005119 00000 n MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Myki credit, once on your card, does not expire after 90 days of not getting used. I only realised this when my replacement card was lost and I called up for a new one. We are committed to being fully transparent with our readers. I searched everywhere. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. Can You Pay Your Taxes With a Credit Card? V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Please note, balance transfer is not instantaneous. 0000005223 00000 n There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. In addition, it is not any companys responsibility to ensure all questions are answered. Hold the phone still when touching on and off. In a couple of weeks I will be renovating and furnishing a new house. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. If NFC is shown and you can turn it on or off, you have NFC. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. You paid down debt, which means you won't have to pay interest on previous balances going . Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Whats the Difference between Business Line of Credit vs. Business Credit Card? You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. This helps you to avoid late fees and penalty APRs on your existing accounts. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Your original go card will be cancelled immediately and cannot be used for further travel. 185 0 obj WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. You'll need to buy and top up a new Mobile myki. To use, simply: top-up your card tap on at the start of your journey tap off at the end. You'll need to know the account number for your existing balance and how much you want to transfer. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Sorry, the Seniors Card program cannot replace lost myki cards. To keep travelling with auto top up or Auto-load, youll need to set it up again. 0000001798 00000 n It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. You need to submit a balance transfer application that is subject to approval. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. I still don't understand why though - what is the technology required to do this? The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . This is regardless of whether there is a myki pass or existing fare on the myki. Upon approval, your new card provider might pay your old card provider directly or send a check to you. How long do balance transfers take with Chase? On your new phone, download Google Wallet and set it up with your same account details. Know your existing credit card's interest rates, balances, and balance transfer limits. Enter your cell phone number and well send you a link to install the WalletHub app. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. The process begins when you submit a balance transfer application. What credit cards don't require a deposit? I called customer service and was advised I needed to go in person to Flinders St station to do it. Please note, balance transfer is not instantaneous. hbbf`b``30 ap See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. You will need to provide identification to show that you are the registered myki card holder. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 1. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 0000011139 00000 n I found that other card with $19.90 on it. What kind of retarded system is this? 0000005683 00000 n What are the best student credit cards for cash back? PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? <> On Friday Martin. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. damage that exceeds normal wear and tear. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. To transfer Myki you need to deactivate the myki card and move to the new device. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Update the app and try again. What is the best credit card for bad credit? View all transactions related to your myki for the previous 6 months, select your myki then select Activity. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Personal Credit Cards? Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Cookie Notice k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. From the Transfer Funds To drop-down, select the credit card that will received the balance. Once your phone has rebooted, go to Mobile myki within Google Wallet. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Your first touch on creates a 2 hour fare. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Auto-load is the same as auto top up. For more information, visit the V/Line website. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Why Military Personnel Are Vulnerable to Identity Theft? You probably want to transfer a balance to save money not spend more. 0000003206 00000 n If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. 188 0 obj 0000001076 00000 n No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. My Myki was due to expire after three years. 182 0 obj Unregistered vehicle permit. Your card provider holds the right to approve or deny your request for a balance transfer. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Do I ever lose the money . You can only activate a Mobile myki on one device at a time. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. 0000005171 00000 n For more information, please see our Myki card Myki card child pages. endobj A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Easy, and only required every three years!! If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. I was told there was nothing I could do for this one as it wasn't registered. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. If you register your myki, you can set Auto Top Upand manage your myki. The system was delivered more than $500m over budget and behind schedule. Manage another person's myki This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. endstream The card itself holds the balance, rather than a back office system telling the readers that the balance is available. The short version. No wonder the thing cost more than a billion dollars. Start the process by listing out your current credit cards, writing down each . Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Within the phone, go to Settings > Connected devices. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). I'm in Adelaide. Only time I had to was when my original myki was expiring. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. How To Transfer A Credit Card Balance To Another Card. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. endstream 0000118590 00000 n I know it's not possible to do it online. By phoning 1800 800 007. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> If you can just transfer money between mykey cards, well then what would the tracability of those funds be? For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) All myki smartcards expire after four years. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? We're working to improve our systems so we can allow other payment card types in the future. 0000004635 00000 n The only way is to download a form, fill it out, post it in, and wait weeks. This will allow you to deactivate your Mobile myki then reactivate it again. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000003374 00000 n It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Online at Public Transport Victoria website . For more information, visit the V/Line website. Does a balance transfer happen automatically? Myki Money QTEM devices can be found at PTV Hub (SouthernCross). My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. It was in my wallet the whole time lol. Enter the amount of debt you want . For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. 0000013222 00000 n i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Your Mobile myki will now appear in Google Wallet. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. At this stage, these are the only card types available on Mobile myki. Create an account to follow your favorite communities and start taking part in conversations. 0000008137 00000 n If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. To. My old one is registered and everything with my account but there seems to be no way to import that one in. Within the phone, go to Settings > System > About phone. A refund for an international payment card cannot be processed by the PTV call centre. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. It appears as a "Approved Level 2" request on my myki account on the website. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. It also protects your myki balance if you lose your phone or it's stolen. Maintain your L-plate log book. *Rates, fees or bonuses may vary or include specific stipulations. Renew driver licence. A Mobile myki expires after two years. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Your current balance will be transferred to the new myki, which you can use immediately. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. 0000004362 00000 n What are the best credit cards for bad credit with no deposit and instant use? You only need to wake up your phone to touch on and off. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. How Prepaid Cards Work & Why You might want one? Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. I was told that when I made a new card I would be able to transfer the money across. I have my most recent card that has $6.54 on it. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. 0000003774 00000 n <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Can I use Mobile myki on my Android phone? 8:35pm Feb 8, 2020. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. 0000004886 00000 n Most balance transfers with Chase process within a week. Carrying that balance is costing you $1,000 a year in interest. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. 0000012144 00000 n A subreddit for Melburnians and Melbourne enthusiasts! You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Once it's transferred to another device, it will no longer be available on the original device. I am only onto my second card because the first was lost. 0000006952 00000 n You will need to provide identification to show that you are the registered myki card holder. The unused money does not sit in an account earning interest. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Check your phone to make sure you're connected to WiFi or mobile data. To replace your myki online, you must be requesting the same fare concession type as your original myki. 0000003014 00000 n If you have a Mastercard or VISA card you can get and top up a Mobile myki. If you're using an international payment card you won't be able to top up via the PTV website. startxref If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. We're working to improve the messaging. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version 178 0 obj Done it twice now. This will let you manage your myki as you would a physical myki card. What is the best low interest credit card? Any money on your card will be protected. Step 5: Apply for the New Card. Youll need to complete a V/Line Passenger Refund Application Form. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. One may also ask,do pensioners get free train travel in . John Miller, Credit Cards Moderator. You can manage your Adelaide metroCARD online by setting up an account. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . This may also be an anti money laundering thing. If you travel occasionally pay as you go with myki Money. Refunds cannot be issued for less than $5. Press J to jump to the feed. We have this new thing called EMAIL. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Press question mark to learn the rest of the keyboard shortcuts. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Edited for typos. A non-centralised database/processing unit. Choose the zones you want to travel in and the number of consecutive travel days you need. I've got a new Myki in my Seniors package. Yes. What Happens to a Student Credit Card After Graduation? If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures.

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